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Dental, vision and supplemental coverage.

Protection beyond basic health insurance. Safeguard your health and your finances with dental and vision plans, plus cancer and accident coverage, chosen to fit your life.

Get a dental & vision quoteor call 888-668-7219

Coverage options

Protect yourself and your family with coverage that fills the gaps in basic health insurance.

Dental Insurance

Oral health coverage for preventive and major procedures.

Dental insurance covers routine preventive care, basic procedures, and major dental work. Most plans pay a different share for each of those three levels of care.

Most plans pay the most for preventive care and a smaller share of basic and major work.

Includes
  • Preventive care (cleanings, exams)
  • Basic procedures (fillings)
  • Major procedures (crowns, bridges)
  • Orthodontic options
Benefits and things to keep in mind: Dental Insurance

Key benefits

  • Preventive care such as cleanings, exams and X-rays, usually covered at the highest level
  • Partial coverage for basic procedures like fillings and extractions
  • Partial coverage for major procedures including crowns, bridges, and dentures
  • Orthodontic coverage on some plans, for children and adults
  • A network of dentists with negotiated rates
  • Individual and family coverage options

Keep in mind

  • Plans have an annual maximum benefit
  • Waiting periods often apply to basic and major procedures
  • Pre-existing conditions may have limited coverage at first
  • Network restrictions may limit your choice of dentist
  • Missing-tooth clauses may exclude teeth lost before your coverage began
  • Cosmetic procedures are typically not covered

Vision Insurance

Eye care and eyewear coverage for the whole family.

Vision insurance makes eye care and eyewear more affordable, with coverage for routine eye exams, prescription glasses and contact lenses.

Includes
  • Annual eye exams
  • Prescription glasses
  • Contact lenses
  • Frame allowances
Benefits and things to keep in mind: Vision Insurance

Key benefits

  • A yearly comprehensive eye exam with a low copay
  • Coverage for prescription eyeglasses, including frames and lenses
  • Contact lens benefits as an alternative to glasses
  • An allowance toward frames
  • Lens enhancements such as anti-reflective coating and progressive lenses
  • Discounts on additional pairs of glasses and contact lenses
  • A network of eye care professionals and retail locations

Keep in mind

  • Plans limit how often you can get new glasses
  • Frame allowances may not cover the full cost of premium frames
  • Contact lens benefits are usually instead of, not in addition to, glasses
  • Out-of-network benefits are typically lower than in-network
  • A waiting period may apply for new enrollees
  • Procedures like LASIK may have limited coverage or discounts only

Cancer Insurance

Financial protection against cancer-related costs.

Cancer insurance pays benefits directly to you after a covered cancer diagnosis, to help with costs health insurance may not fully cover, including indirect expenses like travel, lodging, and lost income.

Cancer insurance pays in addition to your health insurance. It does not replace it.

Includes
  • A cash benefit paid to you
  • Treatment benefits
  • Travel and lodging
  • Help with lost income
Benefits and things to keep in mind: Cancer Insurance

Key benefits

  • A cash benefit after an initial covered cancer diagnosis
  • Benefits for treatments including chemotherapy, radiation, and surgery
  • Benefits for cancer-related hospital stays and outpatient treatment
  • Help with travel and lodging when treatment is away from home
  • Money you can use for everyday bills while you're in treatment
  • Benefits for some preventive cancer screenings

Keep in mind

  • A waiting period usually applies before coverage begins
  • Pre-existing cancer is usually excluded
  • Coverage definitions vary between types of cancer
  • Some plans exclude certain cancers, such as non-melanoma skin cancer
  • Premiums increase with age

Accident Insurance

Coverage for unexpected injuries and emergencies.

Accident insurance pays benefits directly to you for injuries from a covered accident, regardless of other coverage, to help with deductibles and the other costs an injury brings.

Benefits are fixed amounts paid directly to you.

Includes
  • Emergency room visits
  • Hospital stays
  • Fractures and dislocations
  • Physical therapy
Benefits and things to keep in mind: Accident Insurance

Key benefits

  • A set benefit for emergency room visits
  • Benefits for hospital admission and each day you stay
  • Specific benefits for fractures, dislocations, and other serious injuries
  • Physical therapy and rehabilitation benefits
  • Ambulance transportation benefits
  • Benefits for imaging such as X-rays, MRIs, and CT scans
  • Benefits for surgery related to an accidental injury

Keep in mind

  • Covers accidents only, not illnesses
  • Pre-existing conditions and injuries are typically excluded
  • Benefits are fixed amounts per incident, not a percentage of your actual costs
  • Certain high-risk activities may be excluded
  • Policies define specifically what counts as an accident

How we help

We make this coverage simple and affordable, and we match it to what you actually need.

A focus on prevention
Regular checkups catch problems early, when they are simpler to treat.
Affordable care
Essential health services that fit within your budget.
Financial protection
A guard against unexpected medical costs and lost income.
Waiting periods, explained
We tell you up front which services are covered from day one and which have a waiting period.
Family coverage
Cover just yourself, you and a spouse, or the whole family.
Your dentist, checked
We check whether your dentist and eye doctor are in a plan's network before you enroll.

Ready to fill the gaps in your coverage?

Don't let unexpected health costs catch you unprepared. Tell us what you'd like covered and we'll find a plan that fits.

Speak with a licensed agent

888-668-7219

Mon to Fri 9 to 6, Sat 10 to 4 Eastern

Get a dental & vision quote